Sales, quotes & invoicing
Send quotes and invoices with the rufiyaa symbol on every line and PDF, take payments and see who owes you at a glance.
Accounting built for the Maldives
From the first quote to the quarterly MIRA filing: one ledger, rufiyaa-first, with GST tracked as you go and no spreadsheet shuffle at quarter-end.
MIRA GST
Invoices & quotes
Bills & expenses
Bank reconciliation
MVR & USD
Financial reports
NIO Books is rolling out to invited businesses. Ask us for access or join the waitlist on niobooks.com.
What it does
Everything your books need
Purchases, bills & expenses
Record bills and expenses, or let NIO AI read a scanned bill into a draft for you to check and approve.
Banking & reconciliation
Import bank statements, match them to invoices and bills with rules, and keep every account reconciled.
GST & MIRA filing
Output and input tax tracked in real time. One click produces the quarter's MIRA-format return files, ready to upload.
Multi-currency
Invoice and pay in USD and other currencies alongside MVR, with exchange gains and losses revalued for you.
Reports & control
Profit and loss, balance sheet, budgets, fixed assets, projects and inventory, with approval workflows and a full audit trail.
Built for the Maldives
Rufiyaa-first, MIRA-ready
MVR symbol everywhere
The official rufiyaa symbol on line items, totals, PDFs and customer e-mails.
Know what you owe MIRA
See output versus input GST before the deadline, not after it.
Connected to NIO POS
The day's takings from NIO POS arrive as a journal that posts once.
Connected to NIO HR
Payroll from NIO HR posts to your ledger without re-keying.
FAQ
NIO Books questions
NIO Books tracks output and input GST as you work and generates the MIRA-format return files for each quarter, ready to upload to MIRA.
Yes. NIO Books handles USD and other currencies alongside MVR, and revalues foreign-currency balances so exchange differences are recorded correctly.
Yes. NIO POS posts the day's takings to NIO Books, and payroll from NIO HR can post to NIO Books. Each product also works on its own.
NIO Books is currently rolling out to invited businesses. Request access here or join the waitlist on niobooks.com and we will get in touch.
Ready for a calmer quarter-end?
Tell us about your business and we will set up NIO Books with your accounts, tax rates and opening balances.